About
What Ari is.
For: Salaried professionals and freelancers in India.
Most personal finance apps are translated from American spreadsheets. Ari is built rupee-first, with the deductions, tax slabs, and habits Indians actually have. Track every expense, set monthly budgets per category, and watch your savings goals progress with the same care you'd give a real ledger.
The standout is Tomo — a pocket finance coach powered by Gemini. It answers questions using your actual transactions and tax profile, not generic LLM advice. Ask it whether you should move ₹50k to PPF before the year-end, or how much HRA you can claim, and it works the math from your data.
For freelancers, Ari includes a smart ledger, P&L reports, GST estimation, and a tax calculator that handles both old and new regimes for FY 2025–26 with all the relevant deductions.
Inside
What it looks like.



What it does
Features.
Indian-first design
Rupee amounts, en-IN locale, Indian tax slabs (FY 2025–26), 80C / 80D / HRA / home loan calculations.
Tomo AI coach
Powered by Google Gemini. Answers finance questions with your actual data — not generic templates.
Smart ledger + P&L
Full transaction history with filters, monthly summaries, P&L reports, and category trend analysis.
Savings goals
Set targets, contribute towards them over time, see progress as you build long-term habits.
Tax estimator
Plug in your salary, freelance income, deductions — get accurate tax due under both old and new regimes.
Biometric lock
Face ID / Fingerprint protection on app open. Your finances stay yours.
Try Ari.
More from Pinegrass