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Personal FinanceLive

Ari

Expense notes + AI coach for Indians.

About

What Ari is.

For: Salaried professionals and freelancers in India.

Most personal finance apps are translated from American spreadsheets. Ari is built rupee-first, with the deductions, tax slabs, and habits Indians actually have. Track every expense, set monthly budgets per category, and watch your savings goals progress with the same care you'd give a real ledger.

The standout is Tomo — a pocket finance coach powered by Gemini. It answers questions using your actual transactions and tax profile, not generic LLM advice. Ask it whether you should move ₹50k to PPF before the year-end, or how much HRA you can claim, and it works the math from your data.

For freelancers, Ari includes a smart ledger, P&L reports, GST estimation, and a tax calculator that handles both old and new regimes for FY 2025–26 with all the relevant deductions.

Inside

What it looks like.

Ari screenshot 1
Ari screenshot 2
Ari screenshot 3

What it does

Features.

  • Indian-first design

    Rupee amounts, en-IN locale, Indian tax slabs (FY 2025–26), 80C / 80D / HRA / home loan calculations.

  • Tomo AI coach

    Powered by Google Gemini. Answers finance questions with your actual data — not generic templates.

  • Smart ledger + P&L

    Full transaction history with filters, monthly summaries, P&L reports, and category trend analysis.

  • Savings goals

    Set targets, contribute towards them over time, see progress as you build long-term habits.

  • Tax estimator

    Plug in your salary, freelance income, deductions — get accurate tax due under both old and new regimes.

  • Biometric lock

    Face ID / Fingerprint protection on app open. Your finances stay yours.